Financing
Every way to fund your next move.
There's no single best product — only the best fit for the shape of your need. Here's the whole menu, explained the way a CFO would explain it.
Term Loans
One lump sum, fixed payments — the workhorse.
- Approval range
- $25K – $10M
- Speed
- Typically 2–10 business days
- Rate
- APR from 7.49%
Business Line of Credit
Draw what you need, pay for what you use.
- Approval range
- $10K – $2M
- Speed
- 1–5 business days
- Rate
- 6.75% – 10.49% APR
SBA Loans
The cheapest long-term capital at size — used five ways.
- Approval range
- $50K – $5M
- Speed
- Fast track ~30 days
- Rate
- Prime + 2% (8.75%)
Revenue-Based Financing
The fastest option, with the lightest paperwork.
- Amount
- Up to $5M
- Speed
- Same-day funding
- Cost
- From 1.15 factor
Equipment Financing
Buy machines, trucks, or hardware without draining cash.
- Approval range
- $50K – $5M
- Speed
- 2–7 business days
- Rate
- 6.99% – 24.99% true APR
Debt Consolidation
Replace stacked daily debits with one sane payment.
- Approval range
- $50K – $5M
- Speed
- 3–14 business days
- Rate
- 8.99% – 22.99% true APR
0% APR Business Credit Cards
12–24 months of interest-free spend — used with a plan.
- Approval range
- Up to $250K
- Window
- 12–24 mo at 0%
- Speed
- 7–14 days
Credit Consultation
Your file, read properly — and a plan to borrow better.
- Timeline
- 30 – 120 days
- Credit pull
- Soft only
- Pairs with
- Your 90-day plan
Credit Card Processing
Send us a statement — we'll find the junk fees.
- Markup
- Interchange + 0.15% + 8¢
- Audit
- Free · 48 hours
- Contracts
- No lock-ins or ETFs
Invoice Factoring
Turn unpaid invoices into cash you can use today.
- Advance
- 80% – 95%
- Speed
- 24–48 hrs after setup
- Fee
- 1% – 4% per 30 days
Private Credit
Bespoke capital for established businesses — structured to the deal.
- Approval range
- $250K – $10M
- Speed
- Approval as fast as 24 hrs · funding as soon as 7 days
- Rate
- From 9.45% APR
HELOC
Turn home equity into your cheapest revolving capital.
- Approval range
- $25K – $3M
- Speed
- 2–6 weeks
- Rate
- Variable · from 7.75% APR
Not sure which one fits?
Tell us about your business once. One advisor maps your situation to the right product — and shows the true cost before you commit to anything.