Financing
Business Line of Credit
Revolving capital you can draw against, repay, and draw again. You only pay for what you use — the calm answer to lumpy revenue and recurring gaps.
Key terms
The facts, up front.
- Approval range
- $10,000 – $2,000,000
- Structure
- Revolving — reuse as you repay
- APR (secured)
- 6.75% – 10.49%
- APR (unsecured)
- 12% – 13.75%
- Term
- 12 – 24 month renewable
- Funding speed
- 1–5 business days
- Typical fit
- 680+ FICO · 2+ years in business
The true cost
Estimate your draw cost
Move the inputs to see the real numbers. We show total repaid and the effective rate — nothing hidden.
Est. payment if fully drawn
$16,552
Interest cost
$47,250
Total repaid
$397,250
APR
6.75%
You only pay for what you draw — interest runs on the full drawn amount for the term. Rates as of September 2, 2026.
A strong fit when
- Recurring or seasonal gaps between money out and money in
- Having capital in place before the emergency, not during it
- Businesses with lumpy revenue that need a buffer on standby
Probably not when
- A single large one-time purchase — a term loan costs less
- Covering chronic operating losses
How the process actually works
You only draw — and only pay interest — when you actually need the money. The line sits ready in between.
Matching runs on a soft pull; a hard pull happens only when you accept a specific offer.
Often used by
Industries that lean on this.
Questions
Business Line of Credit, answered.
Learn more
Guides on business line of credit.
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- Secured lines require eligible collateral; unsecured lines price higher.
- Rates depend on credit and collateral. Lines are arranged through our lending-partner network.
Business Line of Credit
See if this is your best option.
One application, and the matching algorithm surfaces every partner built for your profile — so you can see whether this product is truly your best fit.