E-Commerce financing
Ad spend and inventory, on a payout cycle you don't control.
You pay for inventory and ads upfront while the marketplace holds your remittance for weeks.
The financing reality
Your money moves on a cycle. So should your capital.
Illustrative benchmark
Funded amounts commonly land near 1.2× monthly revenue.
A typical situation, not a quote.
What usually fits
Top financing for e-commerce.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
#1 fit
Revenue-Based Financing
Fast, revenue-linked capital that scales with your sales.
- Amount
- Up to $5M
#2 fit
Business Line of Credit
Flexible buffer for inventory and ad-spend timing.
- Approval range
- $10K – $2M
#3 fit
Term Loans
A defined raise for a known growth investment.
- Approval range
- $25K – $10M
Specialists
Specialized in your field?
Deeper dives into the e-commerce verticals we know inside out.
Retail & consumer
Related industries
E-Commerce financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.
Soft-pull first — no score impactor call (800) 655-2151