Accounting & CPA Firms financing
Busy season pays for the year; payroll runs all twelve.
Most of the year's revenue lands between January and April while staff, software, and rent run all twelve months — and with a wave of owners retiring, firms change hands on client books, not collateral.
The financing reality
Your money moves on a cycle. So should your capital.
A practice acquisition around $500,000.
A typical situation, not a quote.
What usually fits
Top financing for accounting & cpa firms.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
SBA Loans
The standard tool for buying a practice or a retiring partner's book.
- Approval range
- $50K – $5M
Business Line of Credit
Carry payroll through the off-season months.
- Approval range
- $10K – $2M
Term Loans
Fund a partner buy-in or buyout on a defined schedule.
- Approval range
- $25K – $10M
Professional Services
Related industries
Accounting & CPA Firms financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.