Amazon Sellers financing
You paid the factory in March; Amazon pays you in June.
Production and freight are prepaid 60–90 days before the first unit sells, then Amazon disburses every two weeks minus a rolling reserve. And inventory sitting in FBA is capital you can't practically pledge.
The financing reality
Your money moves on a cycle. So should your capital.
A restock purchase order plus freight ties up roughly $60,000 for about 90 days.
A typical situation, not a quote.
What usually fits
Top financing for amazon sellers.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
Revenue-Based Financing
Capital that scales with sales when FBA inventory can't be pledged.
- Amount
- Up to $5M
Business Line of Credit
Bridge biweekly disbursements and rolling reserve holds.
- Approval range
- $10K – $2M
Term Loans
A defined raise for a larger production run at better unit costs.
- Approval range
- $25K – $10M
E-Commerce
Related industries
Amazon Sellers financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.