Assisted Living financing
Licensed and built before the first resident moves in.
The property and state license are a large upfront raise, while revenue builds bed by bed through a census ramp that can run a year or more against a private-pay and Medicaid-waiver mix.
The financing reality
Your money moves on a cycle. So should your capital.
A facility acquisition or conversion around $2,000,000.
A typical situation, not a quote.
What usually fits
Top financing for assisted living.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
SBA Loans
Long-term, low-cost capital for the property and buildout.
- Approval range
- $50K – $5M
Private Credit
Flexible capital for larger facility projects beyond bank appetite.
- Approval range
- $250K – $10M
Business Line of Credit
Carry payroll and operating costs through the census ramp.
- Approval range
- $10K – $2M
Healthcare
Related industries
Assisted Living financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.