Fix & Flip financing
Speed closes the deal; hold time eats the margin.
Purchase, rehab, and carrying costs all land inside a hold measured in months, and the winning offer is the one that closes fast. SBA and most bank products are a flat no on investment property.
The financing reality
Your money moves on a cycle. So should your capital.
A typical flip ties up around $250,000 in purchase and rehab over a six-month hold.
A typical situation, not a quote.
What usually fits
Top financing for fix & flip.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
Private Credit
Bridge-style capital sized to the deal and the after-repair value.
- Approval range
- $250K – $10M
HELOC
Unlock equity in property you already own to fund the next deal.
- Approval range
- $25K – $3M
Business Line of Credit
Cover rehab draws and carrying costs across overlapping projects.
- Approval range
- $10K – $2M
Real Estate
Related industries
Fix & Flip financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.