Food Trucks financing
The buildout is a truck; the season decides the revenue.
The custom build costs as much as a small restaurant buildout, and revenue follows the event calendar — festival weekends strong, winters thin — in small, nearly all-card tickets.
The financing reality
Your money moves on a cycle. So should your capital.
A fully outfitted food truck financed over 7 years runs roughly $1,300–$1,800/month.
A typical situation, not a quote.
What usually fits
Top financing for food trucks.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
Equipment Financing
The truck is a titled asset — finance the build with the vehicle as collateral.
- Approval range
- $50K – $5M
Revenue-Based Financing
Fast capital that tracks the event calendar's ups and downs.
- Amount
- Up to $5M
Credit Card Processing
Nearly every ticket is a card swipe — cut the cost on all of them.
- Markup
- Interchange + 0.15% + 8¢
Restaurants & Food Service
Related industries
Food Trucks financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.