Government & Nonprofit financing
The award is committed; the funds arrive in arrears.
Government contractors and nonprofits deliver first and get reimbursed later — grants, contracts, and reimbursements run on the funder's timeline.
The financing reality
Your money moves on a cycle. So should your capital.
Contract and grant reimbursement gaps around $650,000.
A typical situation, not a quote.
What usually fits
Top financing for government & nonprofit.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
Invoice Factoring
Advance against government contract invoices.
- Advance
- 80% – 95%
Business Line of Credit
Bridge grant and reimbursement timing.
- Approval range
- $10K – $2M
Term Loans
Fund capacity to take on the next award.
- Approval range
- $25K – $10M
Specialists
Specialized in your field?
Deeper dives into the government & nonprofit verticals we know inside out.
Tech, property & public
Related industries
Government & Nonprofit financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.