Home Services financing
Equipped before the job, paid after it's done.
HVAC, plumbing, electrical — every crew needs a truck and tools, but customers pay on completion.
The financing reality
Your money moves on a cycle. So should your capital.
Illustrative benchmark
A fleet-plus-equipment package around $80,000.
A typical situation, not a quote.
What usually fits
Top financing for home services.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
#1 fit
Equipment Financing
Outfit trucks and crews with the asset as collateral.
- Approval range
- $50K – $5M
#2 fit
Business Line of Credit
Cover materials and payroll between completions.
- Approval range
- $10K – $2M
#3 fit
Term Loans
Fund a defined expansion into a new crew or territory.
- Approval range
- $25K – $10M
Construction
Related industries
Home Services financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.
Soft-pull first — no score impactor call (800) 655-2151