Med Spas financing
Six-figure lasers, paid back one cash treatment at a time.
The device stack — lasers, body contouring, RF platforms — runs well into six figures before the first treatment, and revenue is cash-pay visits and memberships that build over months. There's no insurance receivable to bridge against; the devices have to earn their own payments.
The financing reality
Your money moves on a cycle. So should your capital.
An aesthetic laser platform financed over 5 years runs roughly $2,500–$3,500/month.
A typical situation, not a quote.
What usually fits
Top financing for med spas.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
Equipment Financing
Lasers and contouring platforms financed over their earning life.
- Approval range
- $50K – $5M
Revenue-Based Financing
Capital that flexes with treatment revenue as the client book builds.
- Amount
- Up to $5M
Business Line of Credit
Smooth cash flow while memberships ramp.
- Approval range
- $10K – $2M
Beauty & Wellness
Related industries
Med Spas financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.