Optometry financing
Half exam lane, half retail shelf — both bought upfront.
The clinical side runs on six-figure diagnostic equipment and slow vision-plan reimbursements; the retail side ties cash up in frame and lens inventory bought before it sells.
The financing reality
Your money moves on a cycle. So should your capital.
A practice purchase from a retiring OD around $550,000.
A typical situation, not a quote.
What usually fits
Top financing for optometry.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
SBA Loans
The standard tool for buying a practice from a retiring OD.
- Approval range
- $50K – $5M
Equipment Financing
OCT, refraction lanes, and edging equipment over their life.
- Approval range
- $50K – $5M
Business Line of Credit
Float frame inventory and slow vision-plan reimbursements.
- Approval range
- $10K – $2M
Healthcare
Related industries
Optometry financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.