Physical Therapy financing
Paid one small claim at a time, weeks after the visit.
Revenue arrives as hundreds of small insurance claims that settle weeks after care, while a growing clinic's rent and payroll run every month.
The financing reality
Your money moves on a cycle. So should your capital.
Illustrative benchmark
A second-clinic buildout and equipment around $120,000.
A typical situation, not a quote.
What usually fits
Top financing for physical therapy.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
#1 fit
SBA Loans
Low-cost capital to open the second or third clinic.
- Approval range
- $50K – $5M
#2 fit
Business Line of Credit
Bridge weeks of small-claim reimbursements without cutting staff.
- Approval range
- $10K – $2M
#3 fit
Equipment Financing
Tables, modalities, and exercise equipment on terms.
- Approval range
- $50K – $5M
Healthcare
Related industries
Physical Therapy financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.
Soft-pull first — no score impactor call (800) 655-2151