Software Development Agencies financing
Payroll every two weeks; milestones pay when they pay.
Milestone billing means revenue lands in lumps — payroll for a senior team runs every two weeks while acceptance and net-30 terms stretch each milestone into the next quarter, with no hard assets to pledge.
The financing reality
Your money moves on a cycle. So should your capital.
Payroll-vs-milestone gaps around $150,000.
A typical situation, not a quote.
What usually fits
Top financing for software development agencies.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
Business Line of Credit
Carry payroll between milestone acceptances without overborrowing.
- Approval range
- $10K – $2M
Invoice Factoring
Turn accepted milestone invoices into same-week cash.
- Advance
- 80% – 95%
Term Loans
Fund a senior hire or a productized-service buildout.
- Approval range
- $25K – $10M
Technology
Related industries
Software Development Agencies financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.