Auto Body & Collision financing
Insurers settle in 30–60; parts and paint are due per job.
DRP work routes through photo estimates, supplements, and carrier payment cycles that run 30–60 days, while parts, paint materials, and technician hours are fronted on every repair — and a paint booth or frame rack is a six-figure purchase.
The financing reality
Your money moves on a cycle. So should your capital.
A downdraft paint booth, installed, runs roughly $100,000–$150,000.
A typical situation, not a quote.
What usually fits
Top financing for auto body & collision.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
Business Line of Credit
Front parts and materials while carrier payments cycle through.
- Approval range
- $10K – $2M
Equipment Financing
Paint booths, frame racks, and welders financed over their life.
- Approval range
- $50K – $5M
Term Loans
A defined raise for a booth install or a second location.
- Approval range
- $25K – $10M
Automotive
Related industries
Auto Body & Collision financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.