Automotive financing
Parts and inventory fronted; customers pay on pickup.
Whether it's parts on the lift or vehicles on the lot, the capital is committed long before the customer pays.
The financing reality
Your money moves on a cycle. So should your capital.
Illustrative benchmark
Equipment and inventory needs around $165,000.
A typical situation, not a quote.
What usually fits
Top financing for automotive.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
#1 fit
Equipment Financing
Lifts, alignment racks, and diagnostics on terms.
- Approval range
- $50K – $5M
#2 fit
Business Line of Credit
Float parts and vehicle inventory between sales.
- Approval range
- $10K – $2M
#3 fit
Credit Card Processing
Cut card costs on every ticket.
- Markup
- Interchange + 0.15% + 8¢
Specialists
Specialized in your field?
Deeper dives into the automotive verticals we know inside out.
Transport & trade
Related industries
Automotive financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.
Soft-pull first — no score impactor call (800) 655-2151