Insurance financing
Commissions renew annually; the agency runs monthly.
Agencies and brokerages fund producers, marketing, and service staff every month, while commissions and renewals arrive on the carriers' schedule.
The financing reality
Your money moves on a cycle. So should your capital.
An agency acquisition or book purchase around $250,000.
A typical situation, not a quote.
What usually fits
Top financing for insurance.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
Term Loans
Fund a book-of-business or agency acquisition.
- Approval range
- $25K – $10M
Business Line of Credit
Smooth commission timing without cutting service.
- Approval range
- $10K – $2M
SBA Loans
Long, low-cost capital for a serious acquisition.
- Approval range
- $50K – $5M
Specialists
Specialized in your field?
Deeper dives into the insurance verticals we know inside out.
Professional & financial
Related industries
Insurance financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.