Medicare Agencies financing
AEP spend is due in October; commissions trail for years.
The Annual Enrollment Period packs a year's worth of lead buying and seasonal staffing into October through December. Commissions arrive as multi-year trails — and carry chargebacks when a policy lapses early.
The financing reality
Your money moves on a cycle. So should your capital.
An AEP lead-and-staffing push runs around $75,000 across October through December.
A typical situation, not a quote.
What usually fits
Top financing for medicare agencies.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
Business Line of Credit
Fund the AEP push and repay as trail commissions land.
- Approval range
- $10K – $2M
Revenue-Based Financing
Capital that flexes with uneven commission income.
- Amount
- Up to $5M
Term Loans
Fund a book purchase or a defined agency expansion.
- Approval range
- $25K – $10M
Insurance
Related industries
Medicare Agencies financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.