Restoration Contractors financing
You mobilize at 2 a.m.; the carrier pays in ninety.
The building owner calls, but an insurance carrier pays — through adjusters, supplements, and depreciation holdbacks that stretch collection to 60–90 days. Mitigation is an emergency business: crews and drying equipment deploy on day zero.
The financing reality
Your money moves on a cycle. So should your capital.
A working drying fleet — dehumidifiers, air movers, and scrubbers — runs roughly $120,000.
A typical situation, not a quote.
What usually fits
Top financing for restoration contractors.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
Business Line of Credit
Fund emergency mobilization while carrier payments catch up.
- Approval range
- $10K – $2M
Invoice Factoring
Advance against completed-job receivables to keep crews paid.
- Advance
- 80% – 95%
Equipment Financing
Dehumidifiers, air movers, and trucks on terms.
- Approval range
- $50K – $5M
Cleaning & Facility Services
Related industries
Restoration Contractors financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.