Security Guard Companies financing
Guards paid every Friday; clients pay in forty-five.
This is a pure-payroll business — guards are paid weekly while client invoices settle at net-45 to net-60, and there's no equipment to pledge against the gap. Licensing and bonding add fixed overhead before the first post is staffed.
The financing reality
Your money moves on a cycle. So should your capital.
Six weeks of payroll carried ahead of client payments runs roughly $120,000 for a 25-guard operation.
A typical situation, not a quote.
What usually fits
Top financing for security guard companies.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
Invoice Factoring
Advance against client invoices to fund weekly guard payroll.
- Advance
- 80% – 95%
Business Line of Credit
Flexible buffer for bonding, licensing, and new-contract ramp.
- Approval range
- $10K – $2M
Revenue-Based Financing
Fast capital to staff a large new contract.
- Amount
- Up to $5M
Cleaning & Facility Services
Related industries
Security Guard Companies financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.