Wholesale financing
Inventory paid upfront, receivables collected later.
You buy stock by the pallet and sell on terms — capital sits tied up in the warehouse and in unpaid B2B invoices.
The financing reality
Your money moves on a cycle. So should your capital.
Illustrative benchmark
Inventory-and-receivables gaps around $250,000.
A typical situation, not a quote.
What usually fits
Top financing for wholesale.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
#1 fit
Invoice Factoring
Convert B2B invoices into cash to restock faster.
- Advance
- 80% – 95%
#2 fit
Business Line of Credit
Float inventory buys against your collection cycle.
- Approval range
- $10K – $2M
#3 fit
Equipment Financing
Forklifts, racking, and fleet on terms.
- Approval range
- $50K – $5M
Specialists
Specialized in your field?
Deeper dives into the wholesale verticals we know inside out.
Transport & trade
Related industries
Wholesale financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.
Soft-pull first — no score impactor call (800) 655-2151