Breweries financing
Cash sits in the tanks; the distributor pays on terms.
A brewhouse and canning line are six-figure buys, and three-tier rules route wholesale through distributors who pay on terms — the taproom is the only same-day dollar in the building.
The financing reality
Your money moves on a cycle. So should your capital.
A 10-barrel brewhouse financed over 7 years runs roughly $4,700–$5,300/month.
A typical situation, not a quote.
What usually fits
Top financing for breweries.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
Equipment Financing
Brewhouse, tanks, and canning line with the asset as collateral.
- Approval range
- $50K – $5M
SBA Loans
Long, low-cost capital for a taproom buildout or expansion.
- Approval range
- $50K – $5M
Business Line of Credit
Carry aging inventory between distributor payments.
- Approval range
- $10K – $2M
Manufacturing
Related industries
Breweries financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.