Food & Bev Manufacturing financing
Code-dated inventory can't wait for the retailer's check.
You produce ahead of code dates while retailers and distributors pay on terms — and rarely at face value, once deductions and chargebacks come off the invoice.
The financing reality
Your money moves on a cycle. So should your capital.
A production-to-payment cycle commonly ties up around $200,000 in ingredients, finished goods, and receivables.
A typical situation, not a quote.
What usually fits
Top financing for food & bev manufacturing.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
Business Line of Credit
Float ingredients and code-dated inventory through the cycle.
- Approval range
- $10K – $2M
Equipment Financing
Processing and packaging lines financed over their life.
- Approval range
- $50K – $5M
Invoice Factoring
Turn retailer and distributor invoices into cash before deductions settle.
- Advance
- 80% – 95%
Manufacturing
Related industries
Food & Bev Manufacturing financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.