Machine Shops financing
The spindle runs today; the prime pays in ninety.
A CNC machine is a six-figure buy, and the aerospace and OEM primes it cuts for pay net-60 to net-90 — with tooling and first-article costs fronted by the shop.
The financing reality
Your money moves on a cycle. So should your capital.
A $150,000 CNC machining center financed over 5 years runs roughly $3,000–$3,400/month.
A typical situation, not a quote.
What usually fits
Top financing for machine shops.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
Equipment Financing
Finance CNC machines against their own strong resale value.
- Approval range
- $50K – $5M
Invoice Factoring
Turn net-60/90 prime and OEM invoices into same-week cash.
- Advance
- 80% – 95%
Business Line of Credit
Front tooling and first-article costs between POs.
- Approval range
- $10K – $2M
Manufacturing
Related industries
Machine Shops financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.