Building Materials financing
You buy at today's price; contractors pay after the draw.
Commodity swings make the same truckload cost more each buy, and your customers are contractors who pay when their own draws land — the yard carries both ends.
The financing reality
Your money moves on a cycle. So should your capital.
Inventory and contractor receivables commonly float around $350,000.
A typical situation, not a quote.
What usually fits
Top financing for building materials.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
Business Line of Credit
Buy at today's commodity price without draining cash.
- Approval range
- $10K – $2M
Invoice Factoring
Turn contractor invoices into cash before the draw lands.
- Advance
- 80% – 95%
Equipment Financing
Forklifts, boom trucks, and delivery fleet on terms.
- Approval range
- $50K – $5M
Wholesale
Related industries
Building Materials financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.