Food & Bev Distributors financing
Perishable loads out the door; the chain pays in thirty.
Perishable inventory has to be on the truck today while grocery chains and food-service accounts pay on terms — and deductions come off the check before it clears.
The financing reality
Your money moves on a cycle. So should your capital.
Receivables gaps on grocery and food-service accounts around $150,000.
A typical situation, not a quote.
What usually fits
Top financing for food & bev distributors.
Three products that match this industry's cash-flow pattern — with the honest reason for each.
Invoice Factoring
Turn grocery and food-service invoices into same-week cash.
- Advance
- 80% – 95%
Equipment Financing
Reefer trucks and cold storage financed over their life.
- Approval range
- $50K – $5M
Business Line of Credit
Cover fast-moving perishable buys between payments.
- Approval range
- $10K – $2M
Wholesale
Related industries
Food & Bev Distributors financing
Capital that fits how you actually get paid.
Tell us about your business once. One advisor maps your cash-flow cycle to the right partners — and shows the true cost of every option.